SMART ADVICE FROM OUR CEO Brad C. Calhoun President & CEO NATIONAL FINANCIAL AWARENESS DAY On August 14, we celebrate National Financial Awareness Day, a timely reminder of the pivotal role that financial literacy plays in shaping our lives. Here are some essential tips to enhance your financial awareness: At Teachers, we are committed to ensuring the safety of your finances. As cybercriminals and online threats continue to grow, it is imperative to protect your personal and financial information. Here are essential measures to safeguard against fraud and identity theft: • Review Accounts Regularly: Monitor transactions for any unauthorized activity. • Update Passwords: Use strong, unique passwords and change them periodically. • Stay Vigilant: Be cautious of unexpected emails, calls, or text messages asking for personal information. By following these tips, you are taking proactive measures to protect your personal information. For more information regarding common scams and additional fraud resources, please visit our Fraud Prevention page. INVESTMENT SERVICES WORKSHOPS Empower yourself with smart financial strategies at our upcoming virtual seminars led by Teachers Investment Services.* *Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Teachers Federal Credit Union and Teachers Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Teachers Investment Services, and may also be employees of Teachers Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Teachers Federal Credit Union or Teachers Investment Services. Securities and insurance offered through LPL or its affiliates are: Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations And May Lose Value Teachers Federal Credit Union provides referrals to financial professionals of LPL Financial LLC (LPL) pursuant to an agreement that allows LPL to pay Teachers Federal Credit Union for these referrals. This creates an incentive for Teachers Federal Credit Union to make these referrals, resulting in a conflict of interest. Teachers Federal Credit Union is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information. LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CA, CO, CT, DE, FL, GA, IL, IN, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NV, NY, OH, OR, PA, RI, SC, TN, TX, VA, VT, WI, WV. Register for a workshop or schedule an appointment with a Teachers Investment Services representative today. Register Here Income for Life Understanding your available sources of retirement income, potential investment strategies, and how annuities can help generate income for life. Wednesday, August 7, 2024, at 6:00 PM EDT Three Transitions to Retirement Learn how to confidently navigate the financial and lifestyle changes that come with retirement. Tuesday, August 20, 2024, at 6:00 PM EDT Speak with one of our financial experts today to discover how Teachers can assist you on your journey to a brighter financial future. Create a Budget Track your income and expenses to understand where your money goes each month. Start Saving Early Establish a savings plan - even small deposits into a savings account can grow significantly over time. Stay Informed Attend seminars and workshops to educate yourself on different financial strategies. 1 2 3 Schedule An Appointment
