Interest Income: Interest on Loans Receivable Interest on Investments Total Interest Income 357,312 54,041 411,353 2024 2023 398,438 87,174 486,152 Interest Expense: Dividends on Share and Savings Accounts Interest on Borrowings Total Interest Expense Net-Interest Income Provisions for Loan Losses Net-Interest Income After Provisions for Loan Losses 187,816 42,362 230,178 255,974 66,311 189,663 138,491 42,242 180,733 230,620 41,165 189,455 Non-Interest Income: Other Non-Interest Income Service Charges Card Income Gain on Sale of Loans, Net Gain (Loss) on Disposition of Fixed Assets Gain (Loss) on Sale of Securities Total Non-Interest Income 16,972 16,391 20,114 (1,822) 1,847 811 $54,313 9,270 17,385 20,167 492 150 -- $47,464 STATEMENT OF INCOME DECEMBER 31, 2024 AND 2023 (DOLLARS IN THOUSANDS)
