Be assured that Teachers Federal Credit Union will remain committed to meeting the financial needs of its membership by providing the smartest products and solutions, along with the best financial education and member service. - Juan C. Nuñez, Treasurer P A G E 3 0 Liabilities: Accounts payable & accrued expenses Dividends payable Members’ Shares and Accounts Regular share accounts Share draft accounts Money market accounts Individual retirement accounts Share certificates Total Members’ Shares Total Liabilities & Members’ Shares Retained earnings 46,630 44 1,006,152 623,117 2,087,501 568,301 2,501,490 6,786,561 6,833,235 675,340 2020 2019 Liabilities, Members’ Shares & Equity $8,371,619 $7,508,575 68,038 43 1,327,785 828,507 2,502,928 567,418 2,345,381 7,572,019 7,640,100 731,519 Total Liabilities & Equity